NAME OF LICENSED OPPORTUNITIES
Ca$hcard Master Partner, Metro Partner and Team Agent
TYPE OF BUSINESS
WHY “Ca$hcard AT-A-GLANCE” IS PROVIDED
“Ca$hcard AT-A-GLANCE” is intended to be a Quick-Reference Business Primer for prospective New Ca$hcard Master Partners, Metro Partners and Team Agents.
Ca$hcard has also prepared other referential documents and authoritative materials of probable high interest to prospective New Partners and Agents. Ask about these when contacting Ca$hcard.
Originating in and based out of Colorado – Ca$hcard is an innovative, resourceful and unique Consumer Finance company – offering its clientele some of the most original, fundamental and useful Consumer Lending services available.
Ca$hcard’s PRIMARY SERVICES
For bank card holders, Ca$hcard provides up to the full credit-limit of each bank card – in ca$h.
Ca$hcard is a Limited Liability Company – privately-held within the State of Colorado.
LICENSE TO OPERATE
Ca$hcard and its proprietary means of operation are solely and exclusively licensed to operate throughout North America – including The United States, Canada, and Mexico – by the North American Bank Card Association (NABCA). This licensing includes the authority to appoint and authorize the appointment of New Ca$hcard Representatives throughout North America.
PRIMARY BUSINESS ACTIVITY
Unique Consumer Lending
BASIS OF NEW OPPORTUNITY
Regional & National Business Expansion
NATURE OF OFFERING
New Professional Licensed Financial Services Agent Opportunities
NEW AGENT PROFILE: ATTRIBUTES MOST CONTRIBUTIVE TO SUCCESS
- Entrepreneurial Spirit
3 KEYS TO Ca$hcard’s SUCCESS
The primary keys to Ca$hcard’s success are:
- Recognizing and constructing effective approaches to critical needs in the Consumer Cash Lending Market.
- Original and innovative addressing of those needs.
- Quickly developing and building on the best marketing approaches.
NEW REPRESENTATIVE FINANCIAL REQUIREMENTS
Most worthwhile profitable business endeavors require financial co-participation and commitment – and Ca$hcard is no different.
Exact Ca$hcard Representative financial requirements are available from Ca$hcard via an authorized representative.
TARGET MARKET and CLIENT PROFILE
As the Ca$hcard business unfolded over the NABCA-mandated trial years and since, the primary demographic of White Male, ages 20-72 became well established (much as anticipated by Ca$hcard HQ).
- That demographic is highly generalized
- There are regular exceptions to it
- General and specific demographics, themselves, are less important than …
- how Ca$hcard reaches clients
- what Ca$hcard offers clients
- how Ca$hcard treats clients
- the tremendous opportunity Ca$hcard represents
Other than maybe increased activity during the holidays (early November to early January) – during Ca$hcard’s operation to-date, there has been no evidence of any sort of meaningful operational calendar-year seasonality of consequence. Also: Ca$hcard growth was unaffected by pandemic-related economic slowdowns.
Ca$hcard TOP MANAGEMENT BACKGROUND
The Top Management of Ca$hcard is comprised of seasoned veterans of Banking and Consumer Credit.
This hand-selected group has proven itself by the …
- insight it brings to Unique Consumer Lending
- sheer focus, drive, and moxie it applies to business-building and profit generation.
Ca$hcard CASH-ADVANCE PROFITABILITY and PROBABLE WINDFALL PROFITABILITY
The profitability of Ca$hcard’s primary line-of-business is based on transaction mark-up.
This is both a LARGE positive and a small negative:
On the plus-side, it means that generous profit-margins are built-in to transactions. Profits are thus easy and automatic.
On the flip-side, this relative margin constriction means Ca$hcard may never be able to expect a sudden, pleasant windfall from its base transaction business.
Qualifier: Ca$hcard’s excellent track-record – plus its inventory-free, low-overhead transaction primary line-of-business – means that it’s doing what other successful companies hope to do: achieving safe, reliable profits in a vertical niche market.
Ca$hcard DUAL-STREAM REVENUE and PROFITABILITY
As New Master Partners and Metro Partners commence business operations – Ca$hcard provides them a tremendous two-phase profit opportunity:
- Write high-profit cash-advance transactions
- Build their own Business Team by staffing-up and bringing aboard other Master Partners, Metro Partners and Team Agents
With Ca$hcard’s assistance – and by following Ca$hcard’s lead – New Partner/Agent Appointees are quickly able to add New Affiliates to their own organization.
This builds their cash-advance transaction volume and provides them with excellent regular windfall revenue — both of which seriously add to handsome monthly & annual income!
RECENT HISTORY & GROWTH OF THE CASH-ADVANCE INDUSTRY
For over the past two decades+, the Cash-Advance & Check-Cashing Industry has experienced phenomenal growth – with regular double-digit annual growth-percentages* in …
Ca$hcard has likewise enjoyed …
- Growth commensurate with the Industry, at-large
- Additional growth due to its unique position within the Industry
- Even more growth with its built-in Business-Building options
Ca$hcard experiences a gratifying Repeat-Business percentage.
That exact percentage is, however, proprietary information* – and is not published in general-distribution materials.
Ca$hcard enjoys a solid influx of New Clients from a variety of sources.
[ That exact percentage is, however, proprietary information* – and is not published in general-distribution materials. ]
Formal market-share evaluations have not been ordered or deemed necessary by Ca$hcard for four primary reasons:
- Ca$hcard has its own exclusive piece of the Cash-Advance market.
- Although a service option – Ca$hcard doesn’t currently cash checks (among other reasons*: insufficient mark-up).
- As compared to the dozens of local Cash-Advance/Check-Cashing store-fronts – basic facts support that local Ca$hcard Agents single-handedly out-perform any of the best store-fronts.
- By offering Master Partners and Metro Partners opportunity to build their own Business Organization – Ca$hcard’s growing market share further promotes Partner Business-Building.
Two primary factors regarding Ca$hcard Competition are:
- By Design, Operating Methods, and Background in Banking & Consumer Finance – Ca$hcard is, literally, its own competition.
- No other Private or Public Business Entity is authorized by the North American Bank Card Association (NABCA) to do what Ca$hcard does.
NEW Ca$hcard PARTNERS AND AGENTS FIND …
- There are no competitors to be faced; nor will there be.
- No one else has Ca$hcard’s exclusive authorized lock on the credit-for-cash market.
RETURN ON INVESTMENT
Without revealing exact numbers* – one need only …
- compare Ca$hcard’s excellent bang-for-buck New Partner and Agent fees to pricey Cash-Advance franchise-fees and store-front overhead
- appreciate that a single Ca$hcard Partner or Agent often out-performs the best local Cash-Advance store-front
… to see that Ca$hcard’s ROI is multiples that
of all Cash-Advance store-front franchises.
FINANCIAL STATEMENT QUALITY and COMPLETENESS
The quality and completeness of Financial Statements and Performance Data is often a subjective measure to each individual viewer; ie – almost every individual viewer can seek different items amid conventional financial reporting … and easily has those individual elements of most interest to themselves.
Ca$hcard endeavors to make available to qualified New Partner and Agent prospects standard Financial Documents, Accounting Reports* and projections as regularly used in Conventional Business Evaluation.
The Quality of Ca$hcard’s Prospectus-style Financial Statement Suite is considered Industry-Standard.
NEW PARTNER / AGENCY TERMS
As a Corporate Entity – Ca$hcard HQ, itself, is not for sale: what’s under consideration are Partner and Agent Licensing Opportunities; thus – use of the term ‘sale’ applies only to New Ca$hcard Partner and Agent Licenses
Exact New Partner and Agent financial requirements are available from authorized Ca$hcard Representatives.
The Corporate Culture of Ca$hcard had its origins within Conventional Banking and Consumer Lending Communities – which are, by reputation, generally Conservative, formally-attired, and straight-laced.
In order to project itself strong enough to break free of the reputation of those Communities to enable a sufficient trial of the Business Concept and Model – a certain air of Independence was required.
Although now well-proven and accepted within those Communities – Ca$hcard’s Free Spirit Outlook and Independent Attitude remain intact.
CURRENT FINANCIAL STATEMENTS
Ca$hcard strives to maintain current reviewable financial information* available for qualified individuals who sense the business and personal values of Ca$hcard for them and are seriously interested in becoming a licensed Partner or Agent.
These materials include limited Most Recent Three-Year Financial / Accounting / Performance Reports, Graphs, and Charts*.
CURRENT FINANCIAL PROJECTIONS
Ca$hcard’s current Financial/Accounting/Performance Reports, Graphs, and Charts* provide the basis for reasonable financial projection work-ups.
Such work-ups are for projective extrapolation only.
Although Ca$hcard provides an excellent base-business and business-building opportunity to prospective Master Partners, Metro Partners and Team Agents – like all businesses: all projections are provided with the understanding that the exact performance and profitability of Ca$hcard for any Representative at any level is entirely dependent on the business-related Ca$hcard-recommended per-Representative efforts extended.
MINIMUM FINANCIAL PERFORMANCE
The basic Individual Ca$hcard Business Entity – the Team Agent – consistently realizes …
- double-digit annual percentage-increases in business
- net-income in the mid- to upper-five digits.
Master Partners and Metro Partners enjoy considerably higher income than do Team Agents: often multiples thereof.
TRANSITIONING TO THE NEWLY-LICENSED REPRESENTATIVE
As one might expect: hand-off of essential Ca$hcard Business Operation Materials to & Training of New Subordinates occurs between the Onboarding Representative and their New Affiliate.
Now performance-proven over a span of years, Ca$hcard is poised to expand business-building nationwide at all levels.
ENDORSEMENT OF BUSINESS OFFERING MATERIALS
“We regularly represent businesses for-sale of all natures. Only rarely have we seen business offering materials superior to those of Ca$hcard.”.
~ Mike Anderson, Corporate Ventures, Inc./Omaha
“Max Brandon and Ca$hcard HQ have simply done a top flight job in preparing their business presentation. Even the least-experienced business shopper can have every confidence that all Ca$hcard pieces are in-place and fully accounted.”.
~ Lisa Scivally, Murphy Business & Financial/Tucson
”Thanks for letting us review your tremendous Prospectus for Ca$hcard, Max: all The Right Stuff. Your offering of these exceptional business opportunities is certain to be A Winner for Ca$hcard Representatives at all levels.”.
~ Doug Johnson, Horse Sense Consulting/Colo Spgs
BUSINESS GROWTH (STATED IN HIGH-LEVEL, ANNUAL PERCENTAGE-ONLY TERMS)
* Ca$hcard Financial Documents, Accounting Reports, and Business Performance Charts/Graphs are available. Because they are proprietary, disclosure requires a signed & dated NDA (Non-Disclosure Agreement) to first be provided to an authorized Ca$hcard Representative for review and approval.